Whether you want to learn more about protecting your financial future and the differences between life cover, critical illness cover and income protection insurance or just see if we can beat your current premiums, our Advisers have helped many people receive specialist advice to provide the support you hope you will never need.
As Independent Advisers, we will make the right recommendation at the lowest premiums. Our recommendation will provide cover that will support you or your family when you need it most.
As well as protecting you we can protect your home. Arranging cover for your most treasured possessions is second nature to us. Whether you are looking for standard cover or something more bespoke we help clients every day. Even landlords with an investment to protect, we can source a selection of quotes for you from many of the major insurance providers.
It’s protection for you and your family should the worst happen. Our Independent Advisers will recommend an appropriate amount of cover that meets with your budget & ensures that if you pass away during the time you are covered, a lump sum will be paid to your beneficiaries, giving them options if they can’t stay in the home without you.
This optional cover could help you and your family replace your monthly outgoings if you or a joint policy holder or are unable to work due to being diagnosed with a specified list of serious illnesses. Mortgage Business will find the very independently selected best cover and recommend the most appropriate terms for you and your family.
This is an insurance policy that can help support you with a monthly payment amount if you can’t work due to illness of injury. A pre agreed proportion of your lost earnings is paid to you monthly that will help cover bills and outgoings. Enabling you to focus on the important things of getting well and getting back to work!
We all hear of friends or relatives who have been off work for a few months with a serious illness, or perhaps even unexpectedly died. Although it's shocking to hear, it's something we never imagine will happen to us. However, the statistics show for some, it's something we should consider. LV's Risk Reality calculator is a tool that identifies the probability of something unfortunate happening to you in your lifetime. It's simple to use, anonymous and will give the statistics in %.
It's a simple online tool that helps you understand the importance of financial protection – with 4 simple questions.
The information you give is analyzed against data from the population and industry, and the outcomes are presented on the screen in the form of percentages.
If you have used the calculator & want to further discuss the options to safeguard yourself, please contact us for a discussion with an Adviser.
Our Risk Reality Calculator highlights everyday risks, in seconds. It gives you a personalised snapshot, of the likelihood of you being unable to work, suffering a serious illness or dying before your chosen retirement age.
Speak to an independent adviser about your options today on 01245 956900
it’s is all about providing you cover for your home and possessions. It covers those unthinkable events like fire, storm damage or burglary. There are a variety of types of cover that meet different needs so speak to our independent Advisers who can make a bespoke recommendation for you.
this covers the structure of the home & anything permanently fixed within the home. If you have a mortgage on a freehold property, then it’s usually a condition of your mortgage that you have buildings insurance in place. If you are renting or have a leasehold property this would not normally be required but, ask your Adviser to be sure.
Providing cover for all the possessions inside your home against several risks like fire or burglary. As a tenant or owner of a leasehold property you can take cover for the things that matter to you, even specialist items like jewellery or specialist sporting equipment. Talk to one of our Advisers about the valuable things you’d like to include in your cover.
a combination of buildings & contents will provide cover for the structure of your property and everything that you keep inside it. Usually, it’s less expensive to insurance the two together and it makes it easier handling claims if you need to.
Mortgage Business are independent Mortgage advisers, and as so, have no ties or loyalties to any company offering mortages or any other financial or insurance products we sell. We only recommend the products we think are best suited to customer’s individual requirements. Our business is built entirely around getting customers the correct mortgage deal that is right for them.
Speak to the experts at Mortgage Business - We could save you thousands
Call us on (01245) 956900 or (01277) 223355
Or CLICK HERE to complete our online form to have us contact you